Rating based on 1,124 reviews

Simple Cash

image of Simple Cash
image of Simple Cash

About – Simple Cash

Simple Cash is a reputable New Zealand based lender that is a trading division of Ferratum New Zealand Limited.

We specialise in quick short term loans and affordable bad credit loans and are known for our quick payout times and excellent service.  While we are a very popular company in New Zealand, we are actually currently an active lender in 20 different countries all over the world. Our widespread coverage has certainly helped become the successful company we are today.

Let us find the right loan for you

Situated in 20 different countries, we have over 1.5 million customers, in many ways we remain a small and intimate lender. Our New Zealand clients only deal with our New Zealand division, and here we are all local and committed to helping you find the payday loan you need.

Basically, you will be getting all the benefits of both a large and a smaller lender.

Services – Simple Cash

Being part of a large company sure comes in handy when it comes to the services that we offer.

We get to offer deals and provide interest rates that a small lender would not be able to afford to offer.

Your first loan is interest-free

What is the biggest benefit of lending with Simple Cash? Well, if it is your first time applying for a loan with us, then your loan will be completely free. By free, we mean that there will be absolutely no interest to pay on your instant cash loan and no additional charges. If you borrow $1,000, you will repay $1,000 – and not a cent more.

Of course, in order to qualify for this first time free loan, you will need to have a good credit record. With that said though, we gladly give loans to those with less than perfect credit records. Our bad credit loans are affordable and easy to obtain.

Interest Rate

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Repayment Term

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Summary of Services

  • PAYDAY Loans
  • QUICK Cash Loans
  • INSTANT Loans
  • BAD Credit Loans

Here’s a short video about Simple Cash

Getting a bad credit loan from Simple Cash is just a few clicks away

Okay, let’s face it – getting a good credit score is not always possible for everyone.

You forget to make one minor payment or experience financial difficulty and that results in a weaker credit score. 

We can give you access to a loan

We believe that your salary is, for instance, a far better indicator of whether or not you will be able to repay your loan. Therefore, you will find a host of different loan criteria that we have developed to assist as many clients as possible.

Customer Reviews & Testimonials

 Contact Details

132 Hurstmere Rd, Takapuna, Auckland Region, 0622, New Zealand
Ph: (09) 915 0766
Fx: (09) 915 0768
Em: info@simplecash.co.nz

 Postal Address

PO Box 33-1009, Takapuna, 0740, New Zealand

 Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed