Rating based on 12 reviews

Discount Finance

  • Car finance up to $20,000
  • Low-interest starting from 13.95%
  • Repayment up to 4 years

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Discount Finance homepage
Author Discount Finance. Screenshot of Discount Finance website.
[Accessed March 6, 2023]

About Discount Finance

For over a decade, Discount Finance has been providing independent and effective financial solutions designed to enhance the lifestyle of people in New Zealand.

The company was started in 2002 and has had a reputation for being friendly and approachable ever since. We do take into account the financial information which clients provide to us, but we consider their personal needs and stories as well.

We are experts and our clients benefit from this

Our product range includes short-term loans, personal loans including ones for special occasions and travel, car finance, motorcycle, caravan and marine finance, home improvement loans and refinancing and debt consolidation loans. Our team has more than 20 years of combined experience in the financial and lending industry. 

Discount Finance Services

We can help no matter what type of vehicle you plan to purchase.

At Discount Finance, we offer vehicle finance for cars, motorcycles, campervans and watercraft. We can tailor the personal loan to suit your needs precisely. We can provide finance to you even if you have less than perfect credit history. We are highly flexible and always take into account the individual circumstances of our clients.

Choose one of our flexible loans

In addition to car loans, we offer quick cash loans to help you finance small purchases or pay unexpected bills. Our vehicle warranties and GAP covers are of the highest quality. We have very competitive payment protection options designed to help you in a difficult situation. Our online application process is quick and easy. You will need no more than 5 minutes to fill out the application form and submit it.

Discount Finance – Car loan

  • Loan Type Car finance
  • Interest Rate from 13.95%
  • Loan Amount up to $20,000
  • Repayment 1 year to 4 years

Benefits of Discount Finance

  • Find the ideal car
  • Get affordable vehicle finance
  • Sell your car

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

We are the preferred partner for all your car loan needs

Discount Finance is committed to giving the right car loan to the right client in Christchurch New Zealand.

In a benevolent and expert way. Notwithstanding your financial assessment, we're cheerful to offer all clients some assistance with trying and locate the best car loan bargains for them. Depend on us to take the hassle out of financing your next vehicle. We have been the most obvious decision for helpful, trustworthy and commendable vehicle finance in all of New Zealand and surround areas.

A low rate loan with high value

Focused Car Finance Rates offer unbeatable value - Whether you're searching for the lowest rates in the personal finance or you've been denied auto finance before. If you are basically searching for a reasonable arrangement, Discount Finance can help you. With our organizations in New Zealand driving car loans in the industry, this permits us to offer you the absolute best arrangements accessible.

Discount Finance is prepared and approved to give viable monetary guidance and orchestrate reasonable auto finance for our significant clients for personal or business use. At Discount Finance, our elite expert group of motoring, account and business innovation specialists offers a one of a kind, client-centered administration, giving fast, streamlined choices to spare you time and cash. To apply for a loan, you should do nothing more than finish our short application process, and we'll instantly handle your application and give you the uplifting news.

Pre-approving loans to give you bargaining power

We put you, our esteemed clients ahead of our service delivery, giving you timeous pre-affirmed credit communication so you can start looking for your new vehicle, knowing your online car loan is as of now dealt with, giving you true satisfaction and peace of mind knowing your loan is being sorted out by the experts.

Get your car loan through a client-driven experienced team, contact Discount Finance today. Our vehicle financing specialists know your needs, giving reasonable, low vehicle advance rates for all clients – call us today.

Customer Reviews & Testimonials

I love the flexible repayments I’m allowed to choose; I can pay off on my own selected terms.

Alexandra C.
— Invercargill —

The benefit of flexible repayments is that I can choose how long I want to pay for.

Isabel S.
— Tauranga —

Discount Finance Contact

Physical Address

Opening Hours

  • Monday 08:30 – 18:00
  • Tuesday 08:30 – 18:00
  • Wednesday 08:30 – 18:00
  • Thursday 08:30 – 18:00
  • Friday 08:30 – 18:00
  • Saturday 09:00 – 16:00
  • Sunday 10:00 – 16:00