Rating based on 89 reviews

Sprint Car Finance

  • Car finance up to $50,000
  • Low-interest starting from 7.95%
  • Repayment up to 7 years

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Sprint Finance homepage
Author Sprint Finance. Screenshot of Sprint Finance website.
[Accessed March 6, 2023]

About Sprint Finance

Sprint Finance is a broker that sources competitive car loans for New Zealanders from $4,000 to $50,000 from rates as low as 7.95%.

Their loan terms start from 12 months and extend to 7 years for those looking for larger personal loans with affordable repayments. They allow New Zealanders to finance a wide range of vehicles starting from models from 2007 onwards with a maximum odometer reading of 150,000km.

You can also use Sprint Finance’s brokerage services to finance the purchase of a caravan or boat, so if it’s an uncommon request, head over to their site and find out if they can help you and meet your needs!

Ensuring affordability and responsible lending

As a responsible lender, Sprint Finance will use your bank statements to ensure you are employed and earning an income, that you can afford the loan you’re applying for and do not have excessive debts which may indicate that you’re experiencing financial hardship.

Loan top-ups available to good payers

If you’ve maintained loan repayments for 12 months or more, Sprint finance will be happy to offer you a loan top-up.

Ensuring your vehicle is compulsory

All vehicles which are financed through Sprint Finance must be insured for the full terms of the loan.

In addition, borrowers may want to take out optional Credit Contract Indemnity (CCI) Insurance to protect them should they be unable to make the repayments on their car loans due to a loss of income or disability, to name but a few.

Sprint Finance Services

From new and used cars to boats and jet skis, if you’re looking for vehicle financing, Sprint Finance will source a loan to meet your needs and be budget-friendly enough to keep you smiling.

Need a personal loan 

If you need a smaller personal loan, why not head over to Sprint Finance’s sister site, Zealy who offers smaller personal loans. If you’re looking for a larger loan, the Lending People will be able to assist with their car finance which ranges up to $75,000.

Country’s leading alternative credit providers

When you’re looking for a car loan, the more options you have at your disposal the better. If you are able to compare rates and get multiple offers, chances are you’re going to save money!

Some of Sprint Finance’s partners:

  • Avanti Finance
  • Geneva Finance
  • MotorFinance.co.NZ
  • Oxford Finance
  • NZCU South
  • Latitude Financial Services

Rates from 7.95% to 26.95%

When it comes to motor vehicle finance it’s best to access a wide range of options to be able to access the best interest rate possible. As a broker, Sprint Finance work with a wide range of interest rate ranges from 7.95% to 26.95%. This means they are able to find an easy online loan to meet the needs of just about any credit profile that comes their way.

Sprint Finance – Car loan

  • Loan Type Car finance
  • Interest Rate 7.9526.99% p/a
  • Loan Amount up to $50,000
  • Repayment 12 months to 7 years

Benefits of Sprint Finance

  • Apply with any credit score
  • One application gets your multiple quotes
  • Compare vehicle finance
  • 100% online loan application

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Access car loan options that will meet your individual needs

With Sprint Finance you are guaranteed to find a unique loan option to meet your needs. This also goes for insurance as they can add an optional Credit Contract Indemnity (CCI) Insurance to your loan agreement, should you require it.

What you need to apply with Sprint Finance

Apart from completing their quick and easy online loan application, you will need to provide your 90-day bank statements, proof of address and an acceptable form of ID which is usually the front and back of your driver’s license. 

For vehicle loans, you will also be required to provide the details of the dealer and vehicle you are looking to purchase. This is to ensure the vehicle meets the minimum requirements to be used as security and to pay the dealer directly once your loan is approved. 

An online loan application and approval system

Sprint Finance is an online lender. This means that all of their car loans can be applied for and approved 100% online via their digital platforms and systems.

This includes providing access to your bank statements, completing the online loan application form and signing the loan agreement once you’re happy with an offer.

Why use a broker to find a bad credit loan?

  • Access multiple loans offers with a single loan application
  • Compare offers and choose the best one for your needs
  • You will increase your chances of getting approved for a loan
  • Access credit from lenders willing to offer bad credit loans to people with bad credit
  • Only one credit check will be performed
  • The loan application and approval process is 100% online, saving you time and effort

Excellent reviews on Trustpilot

As a 5-star rated broker, you can expect nothing more than an easy online loan application that will offer you the loan amount you need, with ideal loan terms and an easy to manage repayment schedule that’s aligned with your pay schedule.

Sprint Finance has excellent reviews on Trustpilot, written by New Zealanders just like you! If you've enjoyed using their online platform and have made use of their services, why not head over and leave a review of your own? 

Customer Reviews & Testimonials

July 2019

With Finance from Sprint Finance, I bought my dream car

Daniel T
— Auckland —

July 2019

It was quick and easy to apply for a car loan with Sprint Finance

Willis D
— Upper Hutt —

Sprint Finance Contact

Contact Number


  • not available


Physical Address

  • Level 1/94 Queen Street, Auckland CBD Auckland 1010, New Zealand
  • Get Directions

Postal Address

  • PO Box 105063, Auckland, 1143, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed