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Gem Finance

image of Gem Finance
image of Gem Finance

About – Gem Finance

Gem Finance New Zealand is a people-centred, reputable lender that offers various types of loans to people in New Zealand and Australia.

This acclaimed financial services provider has been around for many years, offering quality loans and financial assistance at affordable rates to those who need it.

We look to the future

While many companies like to focus on the past and their past achievements when marketing their services, we at Gem Finance New Zealand like to focus on our future – just like we want to focus on your future. With our plans, connections and the many great benefits that our loans have to offer, you are assured that we and our clients will be immensely successful

Over 2.5 million customers

We form part of Latitude Financial Services, a contemporary brand in the finance industry. Latitude Finance New Zealand offers financial assistance to over 2.5 million clients residing in New Zealand and Australia. 

Services – Gem Finance

If you are looking at simplifying your finances and roll all your debts into one easy-to-manage loan from just 12.99% with a debt consolidation loan from Gem Finance.

Fixed interest rates

At Gem Finance, we promise not to make any changes to your interest rate while you are repaying your loan. In other words, we offer a fixed repayment term. This way you can be assured that you will not be facing any unexpected costs in your future. At least you can be sure of your interest rates at Gem Finance.

A friendly loan service

We are here to assist you and guarantee that you will only experience professional, helpful and friendly customer service when dealing with us as your lender.


Interest Rate

From 0 %

To 0 % Per annum

Loan Amount



Repayment Term

0 months

0 years

Summary of Services

  • DEBT Consolidation Loans
  • PERSONAL Loans
  • CAR Loans

Here’s a short video about Gem Finance

Consolidate your outstanding debt with Gem Finance today

Gem Finance is a reputable lender that operates in New Zealand. Their affordable loans stretch over a range of products including personal loans, debt consolidation loans, car loans and much more.

Easily apply online today       

The loan application is as easy as clicking on our loan prompt! Follow the online process which takes only minutes and, get approved for the amount of cash you need. Our terms are fixed, so you will know exactly what to budget for every month. No hidden fees and surprises along the way!

When it comes to paying off your loan, you get to choose which period suits you best. We accept weekly, fortnightly and monthly payments on your loan. You can choose the option, which best suits your financial situation and your budget.

Customer Reviews & Testimonials

 Contact Details

8 Tangihua St, Parnell, Auckland Region, 1010, New Zealand
Ph: +64 9-358 8999
Em: nz.collections@gemfinance.co.nz

 Postal Address

PO Box 4058, Shortland Street, Auckland, 1140, New Zealand

 Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 09:00 – 19:00
  • Saturday 08:30 – 17:00
  • Sunday 08:30 – 17:00