Rating based on 55 reviews

Asset Finance

  • Business loans up to $500,000
  • Affordable interest rates
  • Repayment up to 5 years

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Asset Finance homepage
Author Asset Finance. Screenshot of Asset Finance website.
[Accessed March 7, 2023]

About Asset Finance

Need a business loan? Enjoy a clear, quick, and hassle-free application process that will exceed your expectations.

Asset Finance has been assisting businesses and individuals in New Zealand to reach their goals through finance and investments for over 22 years. An investment management and finance company that is customer-focused, transparent, personal, and flexible.  

It can be difficult to get a loan when you go the traditional route, Asset Finance has committed itself to changing that by providing easy access finance to kiwi businesses and individuals that need it the most.

Grow and prosper with Assets Finance

Obtain a tailored business finance solution – fast! You can do a quick and easy online loan application with them or you can drop by one of their branches to speak to a friendly and helpful advisor or you can call them on their toll-free number for quick assistance, whatever works for you.

They have a highly trained friendly team of experts ready to assist you with your new venture. Get a quick, simple, convenient, personalized business loan that won’t break the bank from a team that will go the extra mile for you and your business.

Asset Finance Services

You can borrow between $1,000 and $50,000 over 3 months to 5 years with a rate between 9.95% and 29.85% or they can help you with a secured business loan between $25,000 and $200,000 depending on the security you can provide and your credit profile.

You can use this loan to replace equipment, cash flow, buying business assets such as a company car or office building, business expansion, laptops, machinery, etc. This can also help you to pay an overdue bill or to help you through a tough month when business is slow, whatever the need is. They offer a variety of business finance solutions such as asset purchases, working capital, and cash flow finance.

Get out of debt faster

They will pay off all your debt and roll them into one easy loan, with a single payment. This will help you to get back control over your finances and get you out of debt faster. You can save a lot of money on interest through a debt consolidation loan.

Get a new ride today

Need money for a new car? Asset Finance can get you exactly what you need in just a few minutes. This loan will enable you to go car shopping with cash in hand whether you are buying from a dealer, or doing a private sale.

Asset Finance – Business loan

  • Loan Type Business loans
  • Loan Amount up to $500,000
  • Repayment 3 months to 5 years

Benefits of Asset Finance

  • Flexible loan options
  • Asset and business finance
  • Grow your business and save money

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

We offer a variety of business loan options to suit your needs

Applying with Asset Finance is stress-free as they will work with you to resolve the problems you are facing and explain everything to you in easy-to-understand language, so you can comfortably make an informed decision when you accept the loan agreement.

How to apply for a business loan NZ – quick, easy, stress-free, 100% online!

How to get a business loan in one, two, three

One: Fill out their online form by providing some personal details as well as your company details, assets, liabilities, and the purpose of the loan.

Two: They will verify your provided information and will let you know shortly, they might ask you for some supporting documents.

Three: Once you are happy, you can sign and accept the loan agreement and receive the cash shortly after, it’s as easy as that!

Have the following ready when you apply

  • Personal details like your ID, full names, address, etc.
  • Assets and liabilities.
  • Income and loss statements.
  • Tax return statement.

Choosing Asset Finance

  • A variety of business finance solutions to choose from.
  • Quick and simple with a common-sense application process.
  • Repayments that are matched with your requirements.
  • Timely approvals.
  • Tax-deductible fees and interest.
  • First-class service.
  • A nationwide network of branches.
  • Flexible repayment terms.
  • Friendly staff that will work hard to go the extra mile for you.

Customer Reviews & Testimonials

Asset Finance offered me the lowest interest rate over the longest term, by far the best choice for my business loan needs.

Christopher W.
— Invercargill —

I managed to apply for my business loan online in very little time, shortly after that my loan was approved and the funds transferred into my account. Very prompt service.

Dick E.
— Christchurch —

Asset Finance Contact

Physical Address

Postal Address

  • PO Box 497, Whakatane, 3120, New Zealand

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed