Rating based on 15 reviews

Easy Loans

  • Business loans up to $100,000
  • Low-interest starting from 17.95%
  • Repayment up to 5 years

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Easy Loans homepage
Author Easy Loans. Screenshot of Easy Loans website.
[Accessed March 7, 2023]

About Easy Loans

Get a clear, quick, and hassle-free business loan that just might exceed your expectations!

They have been helping out businesses and individuals across New Zealand with the very best finance and investments for over 22 years. A transparent, flexible, and personal investment management and finance company that is focused on its customers. Get a quick and convenient business loan that won’t break the bank from a team that will go the extra mile for you and your business.

If you apply for a loan at a traditional lender you might be in for a stressful experience, but Easy Loans are committed to changing that completely by providing easy access finance to kiwi businesses and individuals that need it the most.

Take the first step in the right direction

Enjoy getting a personalized and tailored business loan faster than usual when you apply with Easy Loans. You can do a simple and easy online application with them or you can drop by one of their branches to speak to a friendly and helpful advisor or you can call them on their toll-free number for quick assistance, whatever you prefer.

Deal with a team of highly skilled and friendly experts that is ready to assist you with your new venture. They are committed to making the process as stress-free as possible by working with you to resolve the problems you are facing and explain everything to you in easy-to-understand language, so you can comfortably and confidently accept the loan agreement.

Easy Loans Services

Borrow an amount between $1,000 and $50,000 and repay it over 3 to 60 months with a rate starting from only 9.95%.

They could also help you with a secured business loan between $25,000 and $200,000 depending on your profile and possible assets you can provide as collateral. Whether you need to replace equipment, get extra cash flow, buy business assets such as a company car or office building, expand your business, get new laptops, or machinery, etc.

You can also use this loan to pay an overdue bill or to help you through a slow month, whatever the need is. Access a variety of business finance solutions such as asset purchases, working capital, and cash flow finance.

Don’t let your debt get the best of you

Pay off all your debt with this loan, this way you will only have one loan to repay easily and save a lot on interest without the stress, confusion, or debt collectors constantly calling you for money. Regain control over your finances today!

Get affordable car loans

Do you want to replace your old car or buy a new one? They can get you exactly what you need in just a few minutes. Go car shopping knowing exactly how much you can afford, with this loan you can buy your car privately or through a dealer wherever you spotted your favorite car.

Easy Loans – Business loan

  • Loan Type Business loans
  • Interest Rate 17.9529.85% p/a
  • Loan Amount up to $100,000
  • Repayment 6 months to 5 years

Benefits of Easy Loans

  • Apply for a loan in 10 minutes
  • Apply with a bad credit history
  • Flexible repayment terms

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

With lower interest rates & outstanding service, we are the preferred business loan lender in NZ

How to apply for a business loan with Easy Loans NZ – it’s quick, it’s simple, it’s personalized!

Business loan application process

One: Provide requested details by filling out their online loan form. This can include some personal details as well as your company details, assets, liabilities, and the purpose of the loan.

Two: Once they assessed the information you provided. They might ask you for further information or supporting documents in order for them to provide you with a quick answer.

Three: If you are pleased with their offer, you can accept the agreement for them to directly transfer the funds into your account, it’s as easy as that!

Documents you might need when you apply

  • Personal details like your ID, full names, address, etc.
  • Assets and liabilities.
  • Income and loss statements.
  • Tax return statement.

The benefits of getting a business loan

  • Personalized business loans.
  • A variety of business finance solutions to choose from.
  • Flexible repayment terms that are easy to meet.
  • A Quick and simple application process.
  • Timely approvals and bendable credit criteria.
  • Second to none service.
  • Branches nationwide.
  • Staff that will work hard to go the extra mile for you.

Customer Reviews & Testimonials

My business is unique, therefore I needed a unique business loan - Easy Loans had no issue customising a loan that fits my business.

David N.
— Tauranga —

Personalised loan option, great rates, good services and I was able to apply in 5 minutes. Just what busy entrepreneurs need.

Joshua V.
— Hamilton —

Impressed is the word that comes to mind when I think about dealing with Easy Loans. I had my funds within 24 hours after I was approved!

Dave B.
— Gisborne —

Easy Loans Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 497, Whakatane, 3120, New Zealand

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed