Rating based on 41 reviews

Working Capital Solutions

  • Business loans up to $1,000,000
  • Low-interest starting from 9.95%
  • Repayment up to 15 years

In-page navigation

Working Capital Solutions homepage
Author Working Capital Solutions. Screenshot of Working Capital Solutions website.
[Accessed March 7, 2023]

About Working Capital Solutions

As a leading specialist in invoice financing, Working Capital Solutions with head office in Auckland assists businesses with the efficient management of their working capital.

We offer a comprehensive range of invoice finance products designed to meet the needs and requirements of modern companies. We offer everything necessary to support your business from short-term loans to long-term loans.

We have a strong team of experts

Our invoice finance products are professional, effective, and dynamic. We work with all types of companies operating in New Zealand. Our service is based on innovative invoice finance software and platforms which have no equivalent in the country. We are able to manage the needs of our customers with complete accuracy and transparency.

Working Capital Solutions Services

With a factoring facility provided by Working Capital Solutions, your business will be able to use a flexible overdraft for the effective management of your working capital and for achieving growth without restrictions.

The debtor's ledger is converted into cash instantly while you get to focus on your business. You will not have to worry about making special arrangements with customers.

Borrow up to 80% of the value on your invoices

You will have the opportunity to borrow up to 80% of the value of your invoices on a continuous basis. Typically, you will be able to retain the existing banking facilities that you have.

Once we have received your invoices for business funding, we will arrange the collections for you. You will be able to use the remaining 20% of the invoice when your debtor makes payment.

Working Capital Solutions – Business loan

  • Loan Type Business loans
  • Interest Rate 9.9529.85% p/a
  • Loan Amount up to $1,000,000
  • Repayment 1 year to 15 years

Benefits of Working Capital Solutions

  • ASSET Finance
  • BUSINESS Loans

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

At Working Capital Solutions, we have reliable and flexible business loans

Working Capital Solutions in Auckland New Zealand now offers the business loan you have been waiting for. Get your company thriving, from scraping off the ground to flourishing financially, we will get you there.

Adaptable business loan option that will develop with the business

Through our experienced financial team, we will permit your organization an adaptable business loan option that will develop with the business. You will see the investment of your company rising, and see the full potential of your hard work paying off in no time at all. The fact remains true that most companies cannot make it further than where they are due to the fact they cannot receive any financial assistance to grow their business further. This is not the case should you apply through Working Capital Solutions.

Offering you a range of flexible business loan solutions

In times when you are wanting to begin a business — or as of now have one you need to develop — you have fundamental choices and we offer you a variety of choices when it comes to finding the best financial solution. Before applying for an advance, you have to answer a few basic inquiries that offer you some assistance with determining which sort of advance is best for you:

  • What do you require the cash for?
  • How much cash do you require?
  • How long will it take you to pay it back?
  • How long have you been doing business?
  • What is the current money-related state of your business?
  • How much guarantee, if any, do you need to set up for the credit?

Working Capital Solutions offers a wide assortment of advances, and additionally extraordinary Business Service advice and assistance which offer you more than financial gain when making the best decision for your business. Give us a chance to help you with your business loan needs.

Since the beginning of our time, we have had our customer’s business interest at the top of our priority list.

We also offer unique business benefits as well as:

  • Access to business experts
  • Online and Mobile Banking services
  • A decision of business financial records to suit your business needs
  • Focused business loan offerings
  • A quick way to apply for a loan

Customer Reviews & Testimonials

An excellent choice if you are looking for a practical and affordable business finance solution.

Daniel T
— Tauranga —

Great service and easy application, the funds took a bit longer than I would have hoped to reflect in my account.

Pamela T
— Rotorua —

Working Capital Solutions Contact

Physical Address

Postal Address

  • PO Box 90339, Victoria Street West, Auckland, 1142, New Zealand

Opening Hours

  • not available