Cash Point

• Short-term loans up to $15,000
• Low-interest starting from 8.95%
• Repayment up to 36 weeks

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• Cash Point short-term loan product
• Cash Point contact details
• Short-term loan calculator

Get a short-term loan within just minutes, simply apply online

If a customer has poor credit, Cash Point may still be able to help but  Bad Credit Loan applicants must have been employed for at least two months.

They also need to have sufficient income to repay their loan. The client must select the loan amount they want on the online portal. From there it’s on to the application page where Cash Point gathers some information.

Here the client enters their name and employment and residential details as well as contact information like an email address and telephone number. The client must indicate how much they would like to borrow and when they’d like to make repayments.  Once the client has completed the online quick loan request form they will then evaluate it.  If Cash Point is satisfied that the client can afford the debt, they will forward a loan agreement form.

Requirements criteria

• Must be a legal resident of New Zealand
• Proof of address and valid ID document
• Net weekly income of NZ$350
• Applicant must be bankruptcy free

Easy process for Bad Credit online customers

Cash Point takes pride in the fact that it focuses on making the loan application a hassle-free process. They are aware that New Zealanders are caught up in busy schedules and aim to make applying for a loan product as smooth a process as possible.

To this end, the entire application process is therefore paperless, so clients can sign the agreement form electronically. Once they have received the signed agreement, Cash Point will then immediately transfer the money to the client’s bank account, it's as simple as that.

And what is more, the successful client does not have to leave their home to pocket their cash, it is deposited directly into their bank account. Cash Point does not take its label of being a fair and responsible lender lightly. They prescribe to Best Practices by being a lender of good standing and offer lower rates and fees than most other payday lenders on the market.

This not only ensures that they remain competitive amongst their competitors but, it allows us to stand true to their commitment to being a responsible and fair lender. They don’t believe you should pay more for loans just to support a lender’s profits, that is why they are one of the go-to lenders for quick payday loans.