Just Cash

image of Just Cash
image of Just Cash

About – Just Cash

Just Cash offers quick and convenient personal and payday loans to NZ and Australian citizens resident in the country.

Same-day Approval loans - just for you

Our short term cash loans are so quick and convenient that we credit our approved loans on the very same day - sometimes even within minutes - after customers complete our quick application form and upload a one-month bank statement or, their recent pay slips.

Returning customers can apply for a larger loan amount and, even request a quick cash loan by sending a simple text message with their unique PIN.

Good and bad credit welcome at Just Cash

With convenient loan amounts, a quick application process and instant loan processing - Just Cash is one of the Nation's most preferred lenders. What makes Just Cash even more appealing to customers is that we'll help you get the loan you're looking for even if you have bad credit.

The initial loan amount will have a limit but, over time this limit can increase and, we'll eventually treat you as we would someone with excellent credit. Bad or good credit, we can help you access the fast cash you need in just minutes!

Services – Just Cash

Just Cash is a locally based, leading provider of unsecured short-term cash loans and payday advances.

Our easy application process and ability to provide existing customers with instant loans, once they've requested one by text, is the reason why so many customers choose us - and we're proud of our reliability and excellent customer service.

We're a direct lender - here for you

You can select a loan amount of between $100 and $1,000 and our repayment terms range from 7 to 45 days.

Since we're a direct lender and not a broker - applying for a quick loan with Just Cash is fast and simple and you will receive your loan on the very same day and, more frequently, in just 4 minutes.

Get your first loan absolutely free!

If you have good credit - your first loan from us will be absolutely free of interest and fees - meaning that you will only repay the exact amount that you borrowed!

Once you've made your first loan application and have repaid it you can then apply for another loan by text message - you simply won't have to fill in another form ever again!


Summary of Services

  • Short term loans


Need a Loan? Just Cash Makes it Easy for you!

Applying for a payday loan advance from Just cash is simply a breeze for both first time lenders and existing customers and we will not contact your employer as so many other lenders unnecessarily do - we adhere to strict confidentiality from start to finish.

Our entire business is based on a loan acquisition process that is so streamlined and simple that it's simply unrivaled by our competitors who are simply lagging behind.

If you're looking for emergency cash or need money fast - Just Cash is the perfect place to find it. Our online loan calculator will give you a clear idea of how much it will cost you to take out a loan and within how much time you will be expected to repay that loan.

How to apply for your first loan

If you're a first time lender you can receive up to $200 and must repay your short term cash loan in between 7 and 25 days. To apply you must fill in our online application form; once we have processed this application we will offer you a loan and once you've accepted immediately transfer the funds to your account.

We will also assign you a PIN number which will allow you apply for a loan simply by sending us a text message. If you have great credit your first loan will be absolutely free of charge - no fees and no interest - simply pay back what you've borrowed in the agreed time!

This is a promotional offer that is unique in the industry and is just one more way that we make finance that must better for our customers.

Existing customers get instant access to cash!

If you're already an existing customer you can apply for a loan of up to $1,000 simply by sending us a text message using your unique PIN. Once we've received your request we will transfer the loan immediately and you'll be on your way!

If there is anything you don’t quite understand or would like us to contact you simply provide us with your telephone number via our website and we will contact you - at no cost! Our customer service agents are experienced, well trained and ready to assist you with your every lending need. 

 Contact Details

132 Hurstmere Road, Takapuna, Auckland Region, 0622, New Zealand
Ph: (09) 915 0766
Fx: (09) 915 0768
Em: [email protected]

 Postal Address

PO Box 33-1009, Takapuna, 0740, New Zealand