Loanplus

• Short-term loans up to $2,000
• Repayment up to 7 weeks

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• Loanplus short-term loan product
• Loanplus contact details
• Short-term loan calculator

Need cash in a hurry? Apply for a short-term loan & get instant loan approval

The first step in applying for a loan is to decide if you want an unsecured or secured loan.

If you have bad credit you will be able to access much more competitive rates by going for the secured loan option, however, those with good credit are likely to access the leading rates even if they opt for an unsecured loan.

You should also consider the loan amount in making this decision since larger loans generally require some form of security and, will cost you a lot more in interest if unsecured. You can put up your home or vehicle to access a secured loan and this will give you access to better rates and larger loan amounts. For people looking for smaller loans, the unsecured short-term loan option is most suitable.

A simple loan application process

The procedures for applying for a loan have changed dramatically over the years and customers are no longer willing to make the trip to the bank or credit union to fill out paperwork - and there is simply no reason that they should have to. With this in mind, Loanplus have streamlined our application process and made it easy for our customers to access credit without ever leaving the comfort of their own homes.

The entire process is done online and you need only fill in a minimal amount of information and provide basic supporting documentation such as a photo identity, pay slips, bank statements and proof of address. Our fantastic team will are available to help you with your online loan application and answer any questions that you may have at any time.

How we'll process your application

Once you have completed our application form we will go through your information and make sure nothing is missing. We may also make recommendations for changes where applicable if we feel that it will improve your chances for approval. Once we've verified your details and are happy with your application we will go ahead and present it to our panel of lenders. These lenders will then review your information and make inform us of how much they're willing to lend you, for how long and what rates they're going to apply to your profile and personal loan.

We will then present these offers to you in a way that is easy to understand and compare and make recommendation where necessary. You can then make a choice and let us know and we will go ahead and make the necessary arrangements so that you can get the loan into your account as quickly and effortlessly as possible.