Rating based on 69 reviews


  • Short-term loans up to $20,000
  • Low-interest starting from 5%
  • Repayment up to 6 months

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Plej homepage
Author Plej. Screenshot of Plej website.
[Accessed March 3, 2023]

About Plej

If you want to unlock the intrinsic value of your personal or business assets, Plej is the lender to work with.

We offer best low-rate personal loans throughout the whole of New Zealand. You can apply directly from the comfort of your own home without wasting time. Our loans are transparent, simple to understand and easily accessible. We do not have a long list of lending criteria like the major banks. We provide fast and effective microfinance to people who have no time to waste.

Secured short-term loans

We offer Premium Loans secured against high-value assets and short-term loans secured against lower-value assets. We are able to accept a great variety of assets from jewellery and laptops to sports equipment and works of art.

Plej Services

Plej is a leading provider of short term loans in New Zealand. We offer a variety of products to suit the needs of every customer.

We operate nationwide

We work with both individuals and businesses. You can make an application from the comfort of your home or office. We do not run credit checks on applicants and do not require proof of income.

Flexible repayment terms

The maximum repayment term is 6 months. We do not charge penalty fees for early repayment. With our standard short term loans, you can borrow between $500 and $999. These are secured against lower-value assets such as laptops, smartphones and sports equipment.

Plej – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 5%
  • Loan Amount up to $20,000
  • Repayment 3 months to 6 months

Benefits of Plej

  • PREMIUM Loans
  • SHORT-TERM Loans

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Plej will offer you the most simplified short-term loans in NZ

Plej® in New Zealand will offer you the simplest short term loan options in the country.

We offer our customers personal loans which are secured against extravagant watches, gold, precious stone gems, compelling artwork and collectibles and a scope of other small valuable resources. We don't do various credit checks or harass you for endless reams of paperwork and proof of everything that proves you earn a wage. We are different, we use your valuable as collateral, until your short term loan is paid off, then we return it safely back to you.

We offer our clients:

  • Three to six months to pay off your loans
  • Advance credit loans must be from $500 up to $20,000
  • We offer flexible fees & rates
  • No upfront charges
  • Customers must pay their instalments up to date and every month
  • We will have the cash in your hand within 24 hours

Loan fees & interests:

  • $500 to $999 = 10% every month
  • $1,000 to $20,000 = 5% every month

Our loans are all short term

We do this so that our clients can easily afford to pay off their short term debts quickly, and with ease. We still want you to be able to enjoy a little cash during the month without having to pay it all into your loan account.

If you can't repay your loan to plej®, the items you supplied to secure your credit may be sold, with a specific end goal to recoup the amount that you borrowed from us, as indicated by the terms and conditions of your loan contract.

Should you need any further information on our loans, call us today, and we will gladly assist you in every way we can.

Customer Reviews & Testimonials

I struggled with the online application, the webpage kept loading incorrectly or the wrong things were being clicked. A consultant helped me from their side, and my loan was approved a half an ho...

Kane D.
— Wellington —

Very impressed with the application process, but the money was transferred late.

Mila G.
— Christchurch —

I was put through to a consultant who could understand my English, and she was so helpful! My loan was processed in minutes and I had the money the next day!

Abdirahman C.
— Wellington —

Plej Contact

Physical Address

  • 1st Floor, 35 Shotover Street Otago Queenstown 9300 New Zealand
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed