Rating based on 62 reviews

The Money Man

  • Short-term loans up to $50,000
  • Low-interest starting from 13.95%
  • Repayment up to 1 year

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Author The Money Man. Screenshot of The Money Man website.
[Accessed March 3, 2023]

About The Money Man

The Money Man strives to make finance easy - we want to help you get the short-term loan you need with having to waste your time.

We allow customers to apply for a payday loan either via our website or through the telephone - you pick the method and our customer service staff will help you every step of the way. We allow people with low income, adverse credit history, those who are self-employed and those who are on benefits to apply for credit.

What do you need a loan for?

Do you need to catch on bill payments, fix your car or take a much-deserved break from the nine-to-five? The Money Man can help you access loans online or by telephone in just a matter of minutes. We consider all applicants and have flexible repayment terms that will mould to suit your pay schedule. The Money Man is a responsible, reliable and direct NZ lender that cares about our customer's financial well-being and respect their time. 

The Money Man Services

The Money Man offers both individuals and businesses a range of diverse alternative finance solutions from $400 to $50,000.

We will consider your personal requirements and financial circumstances and, tailor a loan package to suit your needs, budget and lifestyle. Our loans can be both secured and unsecured and, we accept joint or guarantor applications too. We offer personal loans, short-term loans, caveat loans, car finance and bridging finance.

Helping you pay for the unexpected

Bridging finance helps people access credit based on future income such as a paycheck, an insurance or ACC payout or for a check to clear we can offer you a loan based on that future income. We also offer emergency loans to help pay for things such as unpaid bills and car repair from $400. Once we've received your loan application you can expect a decision within two hours (during business hours). 

The Money Man – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 13.95%
  • Loan Amount up to $50,000
  • Repayment 1 month to 1 year
  • Decision Same day

Benefits of The Money Man

  • Same day short-term loans
  • A fast and friendly service

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Applying for a Loan with The Money Man

If you're 18 and over, are an NZ resident, have a photo ID, have a bank account and a stable income - you can apply for credit from the Money Man.

Although we offer loans to the self-employed and people who have a poor or adverse credit history, you will have to prove that you can comfortably afford to repay the instalments.

Exceptions to our bad credit loans

We cannot provide credit to people who cannot prove that they have a regular income or those who are bankrupt or have previously been bankrupt. We have a team of experienced and well-trained professionals that are devoted to our customers and attending to their financial needs.  If you have any questions or concerns please contact us by email or telephone and we will attempt to address these as precisely and timorously as possible.  

Your online application - easy and quick

Applying for a quick loan from the Money Man can be done online; our aim is to simplify the credit acquisition process for all Kiwis and one of the way we do this is by allowing people to complete credit applications online. Our online application process is easy to complete and should take you no longer than a few minutes. We will ask you for your personal information, contact details, income and employment information as well as ask you to provide supporting documentation where necessary.

We will likely conduct a credit check however, we base our lending decisions on your ability to afford the repayments rather than on your credit history. You can also apply for a loan from the Money Man by calling us or sending us an email requesting us to contact you.

Interest rates and fees at the Money Man

The interest rate that you will be offered depends on whether you are applying for a secured or unsecured personal loan, the loan amount, as well as affordability. Secured loans generally carry lower interest rates and people with very bad credit scores that cannot access credit are encouraged to apply for a secured loan or a find a guarantor to provide the necessary security for the loan.

Once we've processed your information we will contact you, usually within 2 hours, to inform you of our decision and let you know how much we are willing to offer you based on the information we've received. If you want to proceed with the loan we will compile a loan agreement and send this to you for signing. Smaller short-term loan amounts can generally be paid out on the same day if we've received all the necessary information. 

Customer Reviews & Testimonials

My loan was approved in minutes and I had the cash in hand three hours later. Combine this with professional service from the consultants and you have one very happy customer!

Gertrude S.
— Auckland —

Professional service from the consultant and crew, my loan was easy to apply for and apparently just as easy to approve!

Niko C.
— Queenstown —

Pleasantly surprised with the service received, my loan was approved in minutes. Well done!

Sara D.
— Hastiings —

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