Rating based on 5 reviews

Active Finance

  • Personal loans up to $10,000
  • Low-interest starting from 10.95%
  • Repayment up to 5 years

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Active Finance homepage
Author Active Finance. Screenshot of Active Finance website.
[Accessed March 3, 2023]

About Active Finance

Active Finance is your personal loan specialist in New Zealand, with credentials a mile long and a client list which has exceeded our expectations.

We understand that recognition is the most valuable way to encourage people to perform at their optimum level, and make them feel an important part of our team.

We follow the core philosophies in our company culture and our people:

  • We inspire people to be successful by giving our people opportunities to 'own' success at the individual level.
  • By taking total responsibility for their own success or failure, our people are committed to accountability in all aspects of their work.
  • It is not enough to be successful. We need to constantly review our processes and create lending solutions that put us at the forefront of our industry.

A personalised service for everyone

When supported by this culture, our people take a different approach to service. We engage with our clients commercially to understand their organisation at all levels, delivering a truly personalised service. We are empowered to be creative problem solvers and to make decisions for our clients.  We anticipate their needs, plan strategically and manage proactively to continuously create value for their businesses by providing them with affordable short-term finance.

We invite you to get to know us

We are the financing firm to be reckoned with and deliver on our clients’ needs and offer lucrative and rewarding customer service and quick loan product offering in the country. We invite all Kiwis looking for a financial firm that really cares to make use of our spectacular loan services and be part of an amazing financial institution who will help you take control of your finances.

Active Finance Services

Active Finance in New Zealand provides a full service of personal loan features which are very appealing for our Kiwi clients.

We help our clients reach their financial potential by offering them extra cash through our loans which are affordable and reasonable. 

A wide range of loan products

Our loans can be used for basically anything you need cash for. When you planning your wedding, wanting to go on a vacation during the holidays, or just to fix a few things around the house. If you feel like your budget has lost control, a debt consolidation loan offers to combine all your existing debt into one, lower monthly repayment. We have the perfect loan solution for you.

At Active Finance we offer loans and finance for:

  • Personal Loans & Finance
  • Bad Credit Loans
  • Debt Consolidation Loans
  • Car Loans
  • Motorbike Loans
  • Property Loans
  • Bridging cash
  • Home Renovation loans
  • Marine Loans

Find a loan that fits your budget

From our product list you will definitely find the right fit for your needs and your budget. We pride ourselves in being able to help our clients put control back into their budget. Our low rates are one to be reckoned with. Our fees are transparent and, our application process is quick and simple. You know with Active Finance you are getting the best-experienced staff who have over 13 years in the industry, helping clients just like you to get the quick loan they need.

Active Finance – Personal loan

  • Loan Type Personal loans
  • Interest Rate 10.9518.95% p/a
  • Loan Amount up to $10,000
  • Repayment 6 months to 5 years

Benefits of Active Finance

  • Get instant online approval
  • Submit one application and get multiple quotes
  • Quickly compare quotes

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

At Active Finance, we have reliable & speedy loan device

Active Finance is turning the lending process around in New Zealand.

We apply fast thinking and accessible products of the widest variety in the industry. The finance business has become very competitive, that is why we have gone over and above for our clients by being able to offer online loan products which other firms or banks cannot offer.

Finance that moves you forward

No matter what you need the cash for; Active Finance can finance your requirements. We have personal loans which can be used for anything you wish. We have debt consolidation loans which will ease off those numerous monthly payments into one. Car, home, marine and so much more. We work alongside a reputable team of lenders in the country who all have the cash to give. We find the right lender for your specific needs and work out the best rates and repayment terms to suit your budget.

Get a loan online - fast

We have an online application process, which allows our clients to access cash from the comfort of their home or office. You don’t need to leave your seat to get the cash you need.

We offer our clients a handy online loan calculating tool, which enables you to work out how much you need to borrow, and what the instalments will be. You have the options of paying off your quick loan weekly, monthly or fortnightly, whichever suits you best.

Find, compare and apply!

We compare NZ lenders and loan offers and see which lender will be the best for you. We find the cheapest option and apply clever thinking to getting the right fit just for you. We are committed to giving you the individual attention you deserve and, get the best options with the best rates for our clients.

Get same-day cash at Active Finance

There is an easier way to get cash without having to book appointments and stand in line at banks. You don’t need to have a perfect credit score to be approved. You don’t even need to leave your home to get a loan. Active Finance has simplified the entire process of lending cash.

Apply online today and let us get you your cash within just hours of your approved application. We will do all the legwork in finding the best possible solution for your needs.

Customer Reviews & Testimonials

I was very impressed by how easy it was to complete my loan application online and have it approved a few minutes later.

Loris D.
— Tauranga —

Remarkably affordable rates and fees, I could easily recommend them.

Marie W.
— Hamilton —

Lowest fees and most flexible repayment term for my needs.

Tamara B
— Napier —

Active Finance Contact

Physical Address

  • 101 Cavendish Dr, Papatoetoe Auckland Auckland Region 2104 New Zealand
  • Get Directions

Postal Address

  • P.O.Box 276-029, Manukau, 2241, New Zealand

Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed