Budget Loans

image of Budget Loans
image of Budget Loans

About – Budget Loans

For over 20 years Budget Loans has been helping New Zealanders meet their financial needs and goals by offering easy and effective finance solutions.

No anxiety and no stress, simply a basic and easy to use platform that offers our valued customers a range of personal loans.

100% Locally Owned & Operated

We are able to provide a unique and competitive service to New Zealanders which is based on experience, professionalism and personal attention.

Our friendly staff members will listen to your story and come up with the most suitable financial solution. No matter what your financial goals are, you can achieve them with us.

Personal Service & Personalised Products

We offer personal finance, vehicle finance, loans for home improvements and so much more more. We've made getting a comfortable and convenient for our customers.

Our Competative Advantage

Our knowledgeable team is led by a CEO who has over 50 years of experience in the financial industry. This gives us confidence that we can sort things out for you irrespective of the situation which you are in.

Services – Budget Loans

Our speciality is providing financial solutions which are customised around the needs and requirements of each and every client that turns to us for a personal loan

Budget Loans stands out from the crowd because of our extensive experience in the industry and the personal attention we offers customers.

Loans that Work Hard 

For more than 20 years, we have been offering affordable quick loans which work hard to meet your particular needs - and never the other way around. You're welcome to apply, even if you do not have a perfect credit history or, are currently only employed part time.

Understanding your Individual Situation

For us, your future potential is just as important as your current situation. We strive to make finding a loan a simple and comfortable experience for our customers.

You simply need to go through our short and straightforward short-term loan application process which can take as little as 2 minutes.

Enjoy our 2-Hour Approval

The speed of our service is hard to beat, we offer unsecured loans of up to $3,000 and our interest rates vary from 10.95% to 26.95%.


Summary of Services

  • Quick Personal Loans
  • Holidays Loans 
  • Home Improvements Loans 
  • Weddings Loans
  • Debt Consolidation Loans 
  • Vehicle Loans 
  • Business Loans


Boost your Finances with a Budget Loan

If you need a fast, simple financial boost or have been struggling to get a loan from large banks and mainstream lenders - it's time to apply for a Budget loan.

Quite often, these bigger banks will require an extensive personal and financial history, clear credit records, and will take up to 2 weeks to approve your application. We know and comprehend that when you require a personal loan, it should be a snappy procedure, with insignificant intricacies.

At Budget Loans - We're Different

We at Budget Loans in New Zealand have taken an alternate way to deal with offering quick cash loans to our customers. We have outlined a quick and productive online loan application process which implies you have money to use inside of hours.

Straightforward, Flexible & Simple

We are diverse and offer the best turnaround times for our clients with:

  • Pre-approval in minutes of accepting your application: Giving you an answer in minutes
  • Fast, straightforward, less confusing: Transferring the money into your banking account on the very same day
  • Bad Credit – no stress: Your application may be considered if you qualify, we believe that everybody deserves access to credit, regardless of their financial record
  • Adaptable terms for each customer: Flexible terms and simple repayment schedules

Get your Cash Now!

We don't see the point in postponing procedures when you need a bad credit loan fast. You can, without much of a stretch, have cash in your bank account within minutes after sending us your signed loan agreement.

Apply From your Home or Office

At Budget Loans, you can be sure you're getting excellent service from a group that truly care about your financial well being. We have a team of customer service agents accessible to our customers every minute of every day permitting you to easily apply from the your home or office.

 Contact Details

119 Carbine Road, Mount Wellington, Auckland, Auckland Region, 1062, New Zealand
Ph: +64 27 503 7000 / 0800 2536328
Fx: (09) 520 6068
Em: [email protected]