Rating based on 58 reviews

Finance District

  • Personal loans up to $25,000
  • Low-interest starting from 10.95%
  • Repayment up to 5 years

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Finance District homepage
Author Finance District. Screenshot of Finance District website.
[Accessed March 3, 2023]

About Finance District

Helping consumers get instant access to the cash they need is our primary goal.

Financial District is a unique loan finding service that was designed to help you find the best loan for your needs and requirements as quickly and efficiently as possible.

No loan is too big or too small

We can assist you with home loans, vehicle finance or personal loans, whatever your financing need, we will find you the financial solution. Additionally, we have access to a wide variety of leading lenders, which allows us to pass on the saving to you. Compare loans and get the best interest rate, lowest loan cost and fees.

Designed to be better than traditional banks

In the past, obtaining a loan was not as straightforward, you would need to make an appointment with your bank to see a loan officer and wait around in long queues for hours. Your loan application would be judged against strict lending criteria after completing piles of paperwork. It could be a lengthy process to get loan approval, and the repayment options were fixed and difficult to manage.

Step into the financial future online

Luckily, we have left the past behind and want you to step into the future with us. There is no need to visit a branch as the entire application process can be completed online in only a few minutes. Simply complete one online application form and we will apply to our network of trusted lenders on your behalf.

Finance District Services

Finance District will assign you a personal consultant to help guide you through the entire loan process and assist you with any questions or concerns that you may have.

We offer a wide range of financial products and access to over 20 leading lenders. Using the latest technology, we match your loan application with the lenders that best suit your needs.

Bad credit personal loans

When you have bad credit it is very difficult to obtain a loan. As soon as a traditional lender checks your credit report and sees your credit score they mark you as a risky lender and stamp your application as - declined. We offer a loan to people with bad credit, that does not require a credit check. Your credit score will have no effect on the outcome of your loan application.

Secured bad credit personal loans

To ensure that you will make payments on your loan, you will need to secure your loan with a form of collateral. Collateral could include a fully paid for property or vehicle. This collateral acts as an insurance policy for the lender.

By having the option of different loans offers you will be able to compare rates and fees side by side and chose the option that suits your needs and your budget. We search to bring you the best options so you are guaranteed to get the best deal. Finding a personal loan online to suit your needs has never been easier.

Finance District – Personal loan

  • Loan Type Personal loans
  • Interest Rate 10.9528.95% p/a
  • Loan Amount up to $25,000
  • Repayment 6 months to 5 years

Benefits of Finance District

  • CAR Loans
  • PERSONAL Loans
  • HOME Loans
  • CREDIT Cards
  • BUSINESS Loans

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Quick approval on personal loans with Finance District

Applying for a personal loan could not be easier.

How to apply

To apply is very simple, log onto the website and follow these easy steps:

  1. Complete the online application form using your personal details
  2. Upload a copy of your photo ID and a copy of your latest bank statement
  3. We will then do the searching on your behalf and find you the best options so that you can compare them and chose the one that suits your budget.
  4. Once your loan application has been approved we will deposit the money directly into your nominated bank account

Your loan repayments are just as easy and convenient. We will assist you in creating a customized payment schedule that is easy to manage.

The payments are aligned with your payment frequency and debited directly from your account for added convenience.

The Finance District difference

You should use Financial District as your loan finding service for the simple reason that with only one application you will have access to multiple lenders. This will increase the chances of your application being approved. Other benefits include:

  • We offer personal loans that don’t require a credit check. This affords those that have a bad credit history the opportunity to have their loan application approved
  • The ability to choose the option with the lowest interest rate and service costs
  • Fastest turnaround time, and fastest funding paid directly into your account
  • Applying to multiple lenders at once without it affecting your credit score
  • Online application method is quick and easy
  • Customize your repayment schedule
  • Option of bad credit loans available

If you have had your loan application declined by the bank and you have a bad credit report hanging over your head, don’t despair, we may be able to assist you with a bad credit loan option.

We offer unsecured loans that do not require you to insure your loan with a form of collateral.

Customer Reviews & Testimonials

Finance Direct was able to offer me the best deal on a secured loan, I would highly recommend them.

Stephany R.
— Queenstown —

Very simple and easy to do the online application, I was a tad annoyed at needing to upload as many documents.

Ulyssa E.
— Invercargill —

Low rates and customisable repayment structure, very nice loan option.

Silvia T.
— Whanganui —

Finance District Contact

Physical Address

Opening Hours

  • Monday 06:30 – 21:30
  • Tuesday 06:30 – 21:30
  • Wednesday 06:30 – 21:30
  • Thursday 06:30 – 21:30
  • Friday 06:30 – 21:30
  • Saturday 06:30 – 21:30
  • Sunday 06:30 – 21:30