Rating based on 63 reviews

Frontier Finance

  • Personal loans up to $1,000,000
  • Low-interest starting from 13.95%
  • Repayment up to 5 years

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Frontier Finance homepage
Author Frontier Finance. Screenshot of Frontier Finance website.
[Accessed March 3, 2023]

About Frontier Finance

We have one fundamental objective to accomplish - to get our customers the money they require, rapidly and consistently.

Frontier Finance is a finance company providing personal loans in NZ. With our loans, you can finance any purchase, project, special occasion or trip. You can also pay off credit card debt or resolve a financial emergency in just a few easy steps.

Our loans are straightforward

We eliminate the worry and hassle which is very common in the traditional borrowing process. Our loans have competitive, low interest rates, flexible repayment terms and short approval times. Our team of specialists will take into account your personal situation, needs and requirements to come up with the most suitable finance package for you.

We have a range of loan options to choose from

In addition to personal loans, we also provide car finance, debt consolidation and property finance with all the benefits and unique features offered through our personal loans. We can arrange weekly, fortnightly and monthly loan payments to match your income schedule and we will always be willing to alter and tailor this arrangement should your needs change.

Frontier Finance Services

We make personal loans quick and easy to get an even easier to use since we are not restrictive in what our customers may use their approved loans for.

Frontier Finance is a leading finance company in New Zealand that you can truly rely on no matter who you are, where you come from or what your individual needs are.

Our personal loans are unsecured

We offer unsecured loans online of up to $15,000 which can be credited to customers who have a good credit history and are employed with a stable residential address. We have attractive interest rates and reasonable fees. We adhere to a policy of full transparency. When you apply for a loan with us, we will take into consideration your income, budget and expenses to produce the most useful and reasonable deal for you. Our goal is to help you and to make you feel at ease about borrowing. You can choose the loan repayment term and whether to make payments weekly, fortnightly or monthly.

Apply today for a quick personal loan

We are readily available to answer all of your questions and to provide additional information and support. If you're looking for a quick loan - get in touch today!

Frontier Finance – Personal loan

  • Loan Type Personal loans
  • Interest Rate 13.9525.95% p/a
  • Loan Amount up to $1,000,000
  • Repayment 6 months to 5 years

Benefits of Frontier Finance

  • PERSONAL Loans
  • VEHICLE Finance
  • PROPERTY Loans
  • DEBT Consolidation

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

At Frontier Finance, our personal loans are tailored to your needs

With Frontier Finance you can now easily and quickly get finance to spend on whatever you need. Another home entertainment area, a home revamp vehicle repair, or a holiday that is overdue - whatever you want or need our loans can cover it.

Our loans come with value-added benefits

At Frontier Finance we're offering more than great customer care and fast turnaround times! We offer:

  • Quick & effective decisions made on your application
  • Eligibility made simple
  • Cash pay outs within hours
  • Bad credit is not an issue, we consider every financial aspect of our applicants
  • All applications are done online for our customer's comfort and convenience

We offer help through our accomplished staff through our call centre, we are all prepared and qualified to help with any issues, inquiries or concerns you may have in regards to your own personal loan application.

Individual attention for all applicants

We regard each customer as an individual, on the grounds that we see how troublesome it can be to get finance from other larger financial firms and banks. We realize that everybody has distinctive money-related situations. With our personal loans, anybody holding permanent residence in New Zealand, who is older than 18 years of age and has a regular income which is paid into their bank account can now apply for a loan online.

You can apply from the solace of your own home by just following the simple prompts on our online platform, which will take only a few minutes to complete. Our process is simple and quick simply because everything is done through the web.

Customer Reviews & Testimonials

Frontier Finance has offered me the most affordable unsecured loan and I highly recommend them.

Opal R.
— Wellington —

I love FF. They are an amazing lender with low rates, flexible terms and you get your approval and funds in no time!

Evalina R.
— Rotorua —

Frontier Finance Contact

Contact Number


  • not available


  • not available

Physical Address

Postal Address

  • PO Box 29707, Fendalton, 8540, Christchurch, New Zealand

Opening Hours

  • Monday 09:30 – 17:00
  • Tuesday 09:30 – 17:00
  • Wednesday 09:30 – 17:00
  • Thursday 09:30 – 17:00
  • Friday 09:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed