Loanplus

image of Loanplus
image of Loanplus

About – Loanplus

Loanplus in New Zealand provides accredited and approved financial assistance.

Specialising in all loan services, clients can obtain personal finance from a wide range of products available to them.

Making Life Simple for Kiwis

With updated and new products continually being added to our portfolio, we ensure our clients get the most recent loan products in the NZ market.

By offering simple and accessible loan products to our clients, we eliminate the hassle of long queues at the bank, over rated payment terms and complicated application processes.

We are all about making life a bit simpler for New Zealanders and getting our customers cash when they need it.

We Stand By You 

We make our services personal, standing alongside our customers during the entire loan process. We offer our help when you need it and are there for our clients, should they require an alternate quick loan option.

We are transparent and completely flexible, making our customers feel at ease when times are tough.

Need a Little Extra to get by?

Our staff are all qualified in their respective fields and, have a strong knowledge of the loaning and financial business.

This gives our clients the guarantee that they are always getting the right people working on their personal loan needs.

All our business and client accounts are handled with the utmost discretion, providing a safe and easier way for New Zealanders to get funds when they need that little extra to get by.

Loanplus is also associated with the Dispute Resolution Scheme FSCL ensuring that we and our clients are covered in any situation.

Services – Loanplus

Loanplus proudly offers New Zealanders a wide range of personal loan services to meet the needs of any financial situation.

Here are some options of our services offered to our clients:

  • Personal Loans - These are the most common loans we have available to our clients. With the ability to use these personal cash loans for whatever reason you see fit, they are versatile and come in handy for any financial situation you may be in.
  • Debt Consolidation loans - Loanplus has this options which can not only get you out of a financial bind, but allows you to have more money in your budget each month. By combining all your little loans and debts into one loan, Loanplus can offer you consolidated options, to pay these debts off with only one monthly instalment. This gives you control over your repayments, knowing you don’t have to manage or budget for a multitude of loans.
  • Car loans - Car loans with no security needed is easier than ever to obtain with LoanPlus. You can work out just how much you need to borrow with our convenient calculating tools, and see just how much your instalments will be. Get rid of your old broken down carriage and get some new wheels from just 14.95% interest.
  • Property Loans - Sould you be looking into buying a new home, you can use your existing mortgage as security in to increase your chances of getting that dream house approved. The restructured payments on your mortgage are always afford able and in line with your budget. It’s now a lot simpler and less red tape involved in upgrading to a better or bigger home. LoanPlus assist clients with property loans of up to $100,000.
  • Unsecured Loans - LoanPlus unsecured loan options range between $1,000 up to $30,000. These unsecured short-term loan terms are usually offered in repayment agreements of between 1 and 5 year plans. The repayments on these terms are affordable and in line with your budget.

Summary of Services

  • Personal Loans
  • Car Loans
  • Unsecure Loans
  • Property Loans


How to Apply for a Loan with LoanPlus

LoanPlus has made applying for a loan an easy and quick process. When the everyday consumer in New Zealand needs a cash boost, having a simple application and, affordable terms, makes the entire process much easier. With technology in so many fields making everyone’s life easier, we have implemented an online process from beginning to end making our loan products the most sought after option.

Follow these easy steps:

Apply for the loan you are wanting on oour website application. This is where you can choose which loan best suits you and your required needs. Anything from personal loans, debt consolidation loans and home and car loans, they are all there for the picking. With the application come a few personal questions you may need to provide. Your name, address, salary details, and a few simple details about your expenses.

Summary of our Offerings 

To sum up the loans, you can get a personal loan of between $1,000 and$30,000 over 1 to 5 years. This loan can be used for almost anything. Pay your medical expenses, finish paying off your home or car, take a vacation or pay for your children’s education. If you would like a more secured loan offer, such as vehicle or home loans, your credit record would have to be in line with the qualifications. If not, someone would have to sign surety on your behalf.

Consolidating Debts

To consolidate your debt is a clever way of reducing your monthly instalments, while paying off your accumulated debts. Instead of paying off 4 or 5 loans, pay only one.

Once your application has been completed, it is immediately submitted and checked with our lenders. This entails a few minor areas, such as, affordability of the required consolidation loan and credit checks.

The next step is the approval process.

This is the part where you will be informed of your loan being approved, and the signing of the loan contract in terms of the conditions provided to you.

The online calculator will allow you to work out how much you want to borrow, and what the repayments on that amount will be.The calculator does not however include the admin fees which will be added into your final contract on approval.

To give an indication of what our rates on our loans are:

  • Loans secured by Property  range from 15.95%
  • Vehicle Loans from 14.95%
  • Secured Personal Loans from 14.95%
  • Unsecured Personal Loans from 21.95%

The next step is where all the magic happens. Pay day! Once all the steps have been completed, your application is in and approved. You will receive the quick cash loan in no longer than 24 hours. Your repayment structure will be suitable for your pay day, coming off your banking account on the day of your choice.

 Contact Details

Unit 2, 6 Cone St, Rangiora, Canterbury, 7400, New Zealand
Ph: +64 800 438 695
Fx: 03 313 3683
Em: [email protected]

 Postal Address

Loan Plus Limited PO Box 509, Waimakariri, 7440, New Zealand

 Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –