Rating based on 35 reviews

NZ Personal Loans

  • Personal loans up to $20,000
  • Low-interest starting from 13.95%
  • Repayment up to 5 years

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Author NZ Personal Loans. Screenshot of NZ Personal Loans website.
[Accessed March 3, 2023]

About NZ Personal Loans

Most people in New Zealand prefer to work with a boutique personal loan provider that takes into account their circumstances in addition to looking at the numbers.

This is the reason why we established NZ Personal Loans. When you come to us, we will listen to your needs and produce a financial solution which matches them ideally.

Stress-free personal loans

We are not a bank and we will not make you go through a tremendously complex loan process. We will use our knowledge to make the experience as comfortable as possible for you. We provide detailed information and advice at every step of the lending process from the online loan application to the repayment. Our team of professional consultants and experienced managers are here to meet and exceed your expectations.

NZ Personal Loans Services

If you are looking for a quick, easy and effective financial product, NZ Personal Loans can help. We deliver top-quality personal loans and we are experts in our field.

We work individually with all customers to structure a finance package corresponding to their circumstances. We can provide a personal loan to help you cover a cash emergency or make an important purchase. With our debt consolidation loan, you can repay your debt and get a fresh start.

We are here to deliver the best results

Our credit product range includes personal loans, which are structured to suit you, car loans at competitive rates, debt consolidation loans and flexible loans for property owners. You can get started by making an online application on our website.

NZ Personal Loans – Personal loan

  • Loan Type Personal loans
  • Interest Rate 13.9529.95% p/a
  • Loan Amount up to $20,000
  • Repayment 6 months to 5 years

Benefits of NZ Personal Loans

  • PERSONAL Loans
  • CAR Loans
  • DEBT Consolidation Loans 
  • PROPERTY Finance 

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

NZ Personal Loans can help you resolve financial problems fast

Getting a personal loan in New Zealand may not generally be as simple as we might want it to be.

With the paperwork and personal financial information expected from major banks, customers are frequently dismissed on the grounds of their credit record or need to wait weeks to hear if their loan is even approved. No more do you need to sit tight for an arrangement at the bank, and fill our heaps of documentation, just to get the personal loan you require.

NZ Personal Loans makes getting a loan a breeze

Regardless of what your credit report and regardless of what you require the loan for – we can help you.

At NZ Personal Loans you might want to contact one of our accomplished experts with regard to your application, repayment terms or the amount you are qualified to acquire, we are always available to listen to your inquiries and answer every one of your queries. Our staff has all been in the financial business for a long time, and know precisely what guidance to offer our customers. We put a lot of emphasis into responsible lending, and won't offer you more than what you can sincerely manage to pay back.

If you are a permanent resident of New Zealand, are over 18 years old, and earn a monthly wage which is put into your banking account, you are more than qualified to get one of our personal loans. Free yourself from the weight of bills, and let us customise a financial solution to break the debt battle.

We do everything online

Our loan application procedures are speedy and take just minutes to finish. You will have word from our consultants in of hours regardless of whether your application is approved or not, and if approved, the money into your banking account by the following working.

Customer Reviews & Testimonials

NZ Personal Loans really knows how to add a personal touch to their service. Great team and awesome product.

Kye R.
— Gisborne —

The online site was very informative and I was able to complete my loan application with ease. Thank you!

Jeanie S.
— Auckland —

NZ Personal Loans Contact

Physical Address

  • Level 4, 142 Broadway, Newmarket Auckland Auckland Region 1023 New Zealand
  • Get Directions

Postal Address

  • PO Box 28 231, Remuera, Auckland, 1541, New Zealand

Opening Hours

  • not available