Rating based on 65 reviews

Sprint Finance

  • Personal loans up to $50,000
  • Low-interest starting from 6.99%
  • Repayment up to 7 years

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Sprint Finance homepage
Author Sprint Finance. Screenshot of Sprint Finance website.
[Accessed March 3, 2023]

About Sprint Finance

Sprint Finance is a specialist car loan provider but they also offer personal loans to New Zealanders who wish to purchase a vehicle that will not meet their requirements to be used as security for the loan.

Sprint Finance has funded over $188,000,000 worth of loans to over 38,000 customers! They are an online lender that offers quick and easy car and personal loans from $4,000 to $50,000. If you need a larger loan you can head on to their sister site, the Lending People and access a loan of up to $75,000.

Leading finance partners you can trust

Sprint Finance source their credit from some of New Zealand’s more trusted lenders including Avanti Finance, MotorFinance.co.nz and Credit Union NZCU South, to name but a few. They also offer loan top-up to good payers who have maintained their online loans for 12 months or longer.

Apply with your partner

You can easily apply on your own or with your partner should you wish to do so. If you do choose to apply with your partner, you will have to upload their supporting documents and include their personal information in the application.

Powered by the Lending People

Sprint Finance is powered by the Lending People who source a wide range of loan types up to $75,000. They also offer Credit Contract Indemnity (CCI) Insurance via their partner Quest Insurance. This type of insurance is not always compulsory but will save you a great deal of heartache and distress in the event that you can no longer make the repayments on your loan.

Excellent customer service

Sprint Finance have excellent reviews and 5-star ratings on Trustpilot from happy customers who have benefited from their quick and easy online loan application and tailored loans.

Sprint Finance Services

All Sprint Finance’s loan application processes are completed online.

You can provide instant access to your bank statements via their electronic bank statement retrieval system and save yourself from having to download and upload documents manually.

Interest rates that cater to all credit profiles

With interest rates that range from 7.95% to 26.95%, Sprint Finance is uniquely positioned to provide loans to just about any credit profile they encounter. This means that those that have great credit, as well as those who have a poor credit rating, can apply for a bad credit loan with them.

Application eligibility requirements

In order to apply for a loan, you must be aged 18 or older, be a citizen or resident of New Zealand or hold a work visa and be able to provide the required supporting documents.

Documents you need to have on hand

Before making a loan application with Sprint Finance borrowers should prepare their documents to make speed up the process and get quicker loan approval.

You need 90-day banks statements, proof of address, a copy of the front and back of your driver’s or learner’s and, where applicable, the details of the vehicle you’re looking to finance.

Looking to buy a boat or jet ski?

For those avid sailors and adrenaline junkies, Sprint Finance can make your dreams of buying a boat or jet ski a reality!

Your application will be similar to that looking to purchase a car and they will deliver quick and easy personal loan approval within minutes.

Sprint Finance – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 6.99%
  • Loan Amount up to $50,000
  • Repayment 12 months to 7 years

Benefits of Sprint Finance

  • Apply 100% online
  • One application gets you multiple loan offers
  • Apply online in 1 minute
  • Apply with any credit score

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Personal loans for older and unique motor vehicle purchases

In addition to regular vehicles, Sprint Finance offer personal finance to those looking to buy boats, caravans and jet skis.

Enjoy an application that’s 100% online

As a modern lender, their loan application and approval processes are completely digital and 100% online. From completing the instant loan application form to uploading supporting documents and verifying your income, everything can be done on a mobile phone, tablet or PC.

Why Sprint Finance looks at borrower’s bank statements

Sprint Finance is a transparent lender that doesn’t mind letting us all know what they’re looking for when they receive your bank statements.

Firstly they check to ensure that you are earning a stable income that exceeds or meets their minimum, they then check to ensure affordability for the loan and finally, they check for any other loan repayments.

Existing payday loans or gambling transactions which may indicate to them that you’re experiencing financial difficulty or will struggle to maintain repayment on a loan.

Making your loans repayments

Your loan repayments will be tailored to match your income frequency and can be monthly, fortnightly or weekly and will be automatically debited.

If you miss your car loan payments for a certain period of time and cannot be contacted, the lender may use the disabling device installed to disable the vehicle and track its location. Note that at the end of the loan term this device is yours at no extra costs. If you choose to have it removed you will have to pay a fee.

If you’re looking for car finance that’s not only affordable but moulds to suit your specific needs then Sprint Finance will be able to provide you with the ideal solution.

Visit their website, check out their top-notch reviews on TrustPilot, use their online loan calculator to decide how much you want to borrow and then make your loan application via their quick and easy online system!

man holding thumbs up

Sprint Finance is a trusted & reliable provider of personal loans

In our review, Sprint Finance adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

✅ Sprint Finance is a registered credit provider in New Zealand: FSP240365

Customer Reviews & Testimonials

November 2019

Sprint Finance has a very convenient loan application, and my loan paid out fast

Patric F
— Hamilton —

July 2019

I would recommend Sprint Finance to anyone who needs a loan fast

Chantal H
— Lower Hutt —

Sprint Finance Contact

Contact Number


  • not available


Physical Address

  • Level 1/94 Queen Street, Auckland CBD Auckland 1010 New Zealand
  • Get Directions

Postal Address

  • PO Box 105063, Auckland, 1143, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed